DSST Money and Banking exam help guide

DSST Money and Banking is a Prometric DSST credit-by-exam title for knowledge comparable to a lower-level money and banking course. The Rev. 1/2026 fact sheet lists 100 questions in 2 hours, form codes SS548, ST548, SY548, and SZ548, lower-level baccalaureate credit, 3 semester hours, and a minimum score of 400. The exam tests the role and kinds of money, commercial banks and other financial intermediaries, central banking and the Federal Reserve System, money and macroeconomic activity, U.S. monetary policy, and the international monetary system. Current content weights are Commercial Banks and Other Financial Intermediaries 25%, Central Banking and the Federal Reserve System 20%, Monetary Policy in the United States 20%, Money and Macroeconomic Activity 19%, the International Monetary System 10%, and the Role and Kinds of Money 6%. Preparation should emphasize how banks create and manage money, reserve requirements, deposit insurance, financial intermediaries, the Federal Reserve structure, interest rates, money supply, monetary vs. fiscal policy, inflation, business cycles, exchange rates, international payments, and financial crises. Candidates should confirm DSST credit acceptance and score-report routing before registering.